This blog is a joint effort of veteran bankruptcy attorneys  Doug Jacobs and Cathy Moran.  We believe that mortgage modification, overseen by a bankruptcy judge, offers both homeowners and the international economy the quickest and most effective way to stop foreclosures, keep families in their homes, and stabilize home values.

We share membership in the National Association of Consumer Bankruptcy Attorneys and the Bankruptcy Law Network, and residence in Northern California.

Doug practices bankruptcy law in Chico where he founded Jacobs, Anderson, Potter & Chaplin, LLP.

Cathy practices in the San Francisco Bay Area at Moran Law Group, based in Mountain View.

Here and on our companion blog , Northern California Mortgage Modification, we will follow the progress of legislation now pending before Congress that would remove the current barrier to modifying home loans in bankruptcy.

We will discuss the progress of the bill, the unknowns in its application, and, we expect, its implementation in Chapter 13 bankruptcy cases accross the country.